Thursday, January 7, 2016
My daughter is apart of a fabulous homeschool group called Classical Conversations. Her group meets on Thursdays therefore I have to have my A-game going in the mornings!
I had to share my excitement of shopping!
Honestly I don't like shopping but I do like saving.
Over five years ago we had a gas leak to our house that racked up almost $5000 of debt. Then we had some medical costs that racked up another $5000.....then my wonderful hubby wanted us to save for an Italy trip with our church choir. For 2 years we REALLY buckled down and not only saved over $10000 for this trip for 3 of us....payed off those debts but also put 10% of his income in savings each month. So trust me it is possible when you put your mind to it. And it wasn't miserable....it was fun....we had focus....we had purpose!!!
Well the last couple of years we have gotten kind of lax with buckling down. We haven't incurred debt. We are still saving as we should. But we just don't seem to sometimes have wiggle room. I realize and take ownership to the fact that I haven't been as diligent with really making sure I am getting the drop bottom price for something. I haven't made sure that if it's not on sale I don't get it. I just haven't had the energy nor the mental focus with all that has been going on with my health this last year.
But no more...this year.....I am buckling back down! No EXCUSES!!!
Wednesdays and/or Thursdays are my shopping days. Thursdays are especially easy because my daughter is at her CC group all day and since she is in the the older group (Challenge A) I leave campus and do whatever I need to do.
Thus my shopping for 2016 WILL BE ONLY SALES!!! WILL BE ONLY NEEDS!!! WILL BE PLANNED AHEAD NOT SPONTANEOUS!!! WILL BE ONLY ON THE LIST! WILL BE LIMITED TO ONLY ONE DAY!!! AND WILL BE CREATIVE!!!
I look forward to using this as an accountability....and a check in place. I look forward to sharing my savings...my finds....my thrifts....my creative spending....I look forward to having lots of fun with it!
I look forward to living a life full of even more integrity in this area as well!!!
If you too are wanting to save lots and learn how to budget better.....we all know DAVE RAMSEY IS AMAZING.....but I have also loved reading stuff from THE MILLIONAIRE NEXT DOOR....the gentleman who wrote that book has some really good stuff.....some of it contradicts Dave Ramsey. Then there is several others I have read and I am drawing a blank at the moment...lol....
But recently I really love LWSL - Ruth Soukup.....she resonates within me.....and so does Wellness Mama....
Therefore that is my advice....pick someone who resonates within you....who helps you feel motivated to live the best life you can financially; because when we are stewards with our money God honors that.....he recognizes whether we have a lot or a little if we are being wise with it....and then he rewards accordingly!!!
Have a fabulous day!!
PS....Today's photo book.....We all have heard of THE PURPOSE DRIVEN LIFE book....well this wonderful journal also helps you focus on areas of your life.....I like it for so many reasons....but maybe it might resonate with you more than yesterdays journal idea!